Personal Loans

First, to lend you a financial hand.

Need to borrow money to consolidate high-interest debt or afford another life expense or goal? We have personal loans that make borrowing easy, convenient, and affordable.

All offer:

Unsecured Loans

Get the money you need to consolidate debt or finance other expenses with the payment that fits your budget.

Low fixed rates
Fixed monthly payments
Loan amounts up to $15,000
Terms up to 48 months

Vacation Loans

Make the vacation you dream of more affordable.

Low fixed rates
Fixed monthly payments
Loan amounts up to $10,000
Terms up to 24 months

Holiday Loans

Purchase holiday gifts without accumulating high-interest credit card debt.

Low fixed rates
Fixed monthly payments
Loan amounts up to $3,000
Terms up to 12 months

Skip-a-Payment

Members with a St. Jean’s Vehicle or Personal loan may qualify for our Skip-a-Payment program! Just log in to Online Banking each month to check if you have an eligible loan and if you have the option to skip the upcoming payment.

If you choose to skip a payment, a $50 fee per loan will be deducted from your Share Savings Account.