Business Checking

First, to help you manage business finances.

Managing your cash flow and your time is essential to running a successful business. St. Jean’s Credit Union offers a choice of business deposit accounts to help you bank and monitor your funds more easily and conveniently.

All our accounts offer:

Gold Share Draft

For businesses with higher volume activity, we offer our Gold Share Draft.

250 free items per month^*
$0.20 processing fee for each item over 250
$15 monthly service fee is waived with $10,000 average daily balance

Silver Share Draft

For businesses with lower volume activity, we offer our Silver Share Draft.

150 free items per month^*
$0.20 for each item over 150
$10 monthly fee is waived with $5,000 average daily balance

Bronze Share Draft

For businesses that are non-profit, such as a club or informal association, take advantage of our free Bronze Share Draft.

No monthly fee
No transaction fees
No minimum balance

As of January 1, 2024, many companies doing business in the United States must report information about their beneficial owners – the individuals who ultimately own or control the company – to the Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN.) Additional information is available at fincen.gov/boi. Subscribe to FinCEN Updates for future guidance documents.

Checking Account FAQs

*Items include ACH Debits, Drafts, On-Us drafts Disbursed