Term Certificates and IRAs
First, to help you plan for the future.
Do you have longer-term saving priorities? We have Term Certificates and IRAs to help you achieve your goals for the future, including one of the most important financial goals – retirement.
Both offer:
- Competitive Interest Rates
- A Range of Terms
- Free Online & Mobile Banking
- Paperless Statement
Open Your Account Online
At St. Jeans Credit Union, we make it easy for new and current members to open a new Term Certificate. – quickly and securely.
Term Certificates*
If you have idle funds you want to maximize, our Term Certificates are a great choice.
- $500 minimum deposit
- Guaranteed fixed rates
- Terms from 3 to 36 months
- No monthly fee
Individual Retirement Accounts (IRAs)*
Whether you’re just beginning your career, or nearing or living in retirement, our IRAs can help you build the savings you need.
- $500 minimum deposit for Term Certificate IRA
- Competitive rates
- Traditional, Roth and Coverdell available
- No monthly service charge
- Potential tax benefits (consult your tax advisor)
*Early withdrawal penalties may apply. see truth in savings disclosure for additional terms and conditions